Financing with The Albany Auto Group

The Albany Auto Group takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New The Albany Auto Group Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

The Albany Auto Group can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Spend More Time Shopping, and Less Time Worrying About Financing Your Lease or Loan in Latham

At The Albany Auto Group, we know that haggling over prices, fighting with banks in Latham, and balancing your budget isn't exactly the most fun part of buying a new or used car. But unless you're a savvy saver in Schenectady, Clifton Park, Troy NY or Albany NY, you probably won't be able to pay for a vehicle out of pocket, and you will need to explore your financing options. Will you lease or buy? Will you choose the fully-loaded premium option or opt for an affordable base model? New car or used car? Compact or midsize? All of these options play a big part in your final decision.

Fortunately, our team of professionals is here to help. Highly-trained in the art of financing--with a firm belief that all drivers deserve a safe and reliable vehicle--we're experts in the world of auto loans and car leasing. We can walk you through the process of choosing a lease vs loan, selecting a finance term that works for your plans, and getting the best possible financing rates. Less stress and hassle for you--and a lot more time to spend shopping and comparing cars!

Apply for Financing Online, and Save Time at the Dealership

You live a busy lifestyle, and we know how important it is to use your time as efficiently as possible. With our online finance application, we make it easier than ever to save time at the dealership, by getting pre-approval for a lease or loan from the comfort of home or your office. All we'll need is some basic information and a few hours to look over your details--a member of our team will then contact you with a quote for what you can afford. Worried about your credit? Contact The Albany Auto Group to ask about pre-qualifying for financing before you submit a formal application.

Fill out the form here to contact us or begin your finance application.

Your privacy is important to us.

The Albany Auto Group takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. The Albany Auto Group

    723 New Loudon Rd
    Latham, NY 12110

    • Sales: 518-730-7856
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    737 New Loudon Road
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Get in Touch

  • Contact our Sales Department at: 518-730-7856
  • Monday8:30 AM-7:00 PM
  • Tuesday8:30 AM-7:00 PM
  • Wednesday8:30 AM-7:00 PM
  • Thursday8:30 AM-7:00 PM
  • Friday8:30 AM-6:00 PM
  • Saturday8:30 AM-6:00 PM
  • SundayLast Sunday of the Month: 12pm-4pm